The more we have something, the less we are likely to crave it. For example, if you are thirsty, you crave water. But each subsequent glass of water will be less satisfying than the previous one till you start hating it. Almost every other thing follows this principle, except money. Humans love money so much that the more you have it, the more you want it. So naturally, you’re here to learn how to get more money. Continue reading to learn how the most successful people invest their money so that it keeps growing.

Best Options for Investment for Maximum Returns

Agricultural Real Estate

Agricultural land is one of the safest bets in the world because people will always need food, and the need for food will keep growing till the population grows. It is the best bet against inflation and recession. It stood strong even in the 2008 and 2021 recessions. Billionaires flock to purchase farmlands before every recession to hedge their net worth.

On average, an agricultural land value grows ever to match the inflation and returns 4-8% per annum profits on top of it.

REITs Investment

Real Estate is especially complicated in India and not to mention, expensive. That’s where REITs come into the picture. REIT stands for a real estate investment trust.

Millions of people pool their money and jointly invest in real estate of different types. This portfolio is managed by professionals and is scrutinized regularly by SEBI. REITs in India gave a 12% return last year.

Equity Stocks

The stock market is a market where you can buy ownership of a company. It has its ups and downs and every day is different. Some companies are on sale, some are doing better than ever. It is a complex market with billions of participants. People even pursue higher studies trying to understand which bet is more likely to return good money. Exercise caution when investing money in companies you don’t know.

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Index Funds

You can skip the hassle and invest in a basket of top 50 or top 100 stocks, or invest only in a particular sector, such as technology, or renewable energy. To invest directly in these indices, you can use something called an Index Fund. The fund takes your money and distributes it between the top companies in a specific ratio. Even a monkey can make money doing this, says Warren Buffett.
Index Funds return around 7-10% per annum in the long run.

Debt Fund Investment

Just like your friends come to you for loans, companies go to banks for loans. Banks can help you give loans directly to these companies and collect interest. These are called debt funds. The debt market is the biggest market in the world. It’s worth more than $200 trillion today.

There are ratings to these bonds, some are safe and other are riskier. The more risky bond you buy, the more return you’re likely to get.

Start-Up Investing

Just like buying shares in listed companies, you also invest directly in up and coming startups, the future of Indian economy. There are websites such as Grip and Tyke that allow you to buy stake in these companies. This option has the most risk, since startups are extremely risky, but if you find the right company, the return is like no other. 30-40x per year is the annual target of top VC firms.

Hope you had a good read!


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